Crypto home loans are here: Bitcoin-backed mortgages, Crypto loans | Crypto News Today

Kelly Kelly 30 April 2022 Follow
Crypto home loans are here: Bitcoin-backed mortgages, Crypto loans | Crypto News Today

Imagine spending Bitcoin on everything from your cellphone bill to your property taxes. How about a crypto backed mortgage? It’s all happening and we couldn’t be more excited to share the story with you. It’s finally happening.

 It’s the oldest problem in blockchain, crypto is great, but you can’t buy stuff with it. Well, that’s changing fast! Here’s how a few revolutionary companies are making it easier to spend your coin. First up is the real estate investment and management business Jamestown. The multi-billion dollar company recently announced that they’re going to accept crypto rent payments. Jamestown has partnered with the finance firm Bitpay to enable the new service.

For now, it’s only available in the United States, however, Jamestown hopes to expand to Europe soon. As far as we know, this is one of the first examples of a major real estate firm choosing to accept crypto for rent, and we applaud the move! For those who’d rather buy than rent, you can use crypto for that too!

Based out of Miami’s rapidly growing blockchain scene, Milo is a new startup that lets people take out a home loan with their crypto as collateral. To originate a loan with Milo, a borrower needs to give the company an amount of crypto that’s worth substantially more than the value of the loan. Over-collateralization is necessary since the crypto markets are volatile and values can drop fast. Milo’s advantage is that investors can finance their home without selling their crypto and paying capital gains taxes.

Propy is another company that’s offering a similar service: crypto-collateralized home loans. Just like Milo, Propy creates a legal framework for purchasing a home without having to sell crypto and pay taxes. Once you’ve bought your house you don’t have to worry about your bills either. The Swedish startup Bitrefill, which lets people pay their bills with crypto, has just announced that they’re going live in the United States. Cell phone, insurance, healthcare, even property taxes. You name it and Bitrefill probably supports it.


Although there is a small fee for using the service it’s definitely worth it for the dedicated crypto enthusiast. What could possibly be better than paying your taxes with DOGE coin? The crypto ecosystem is growing fast and every year there are new ways to spend your crypto on all of life’s essentials. We’re thrilled to hear about Milo, Propy and Bitrefill, and we wish them all the success in the world. What about you, have you heard of any exciting new crypto services lately? Let us know about them in the comments section below! 

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Comments (3)

  1. Gerth Sniper
    6 months ago

    Well i think that this is a great thing. If i ever have a cryptocurrency i use this service. For me as a teenager is very important to actually have money and i have to to take a loan i use that service and this is quite good for me, person who cannot work full-time. About everything else, i think you should check an info in internet and see whether there are something for you. Good Luck

  2. John Harmony
    6 months ago


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  3. Enn56
    1 week ago

    This article was a game-changer for me. It showed me how I could use my Bitcoin holdings to purchase a home and provided me with all the information I needed to get started. I can't thank the author enough for sharing their expertise

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