Does Life Insurance Pay for Suicidal Death in Texas? | TX Life Insurance

Does Life Insurance Pay for Suicidal Death in Texas? Generally, insurance companies will not pay death benefits in the case of suicide within two years of policy issuance. However, Texas does have certain exceptions to this rule depending on when the policy is issued and what type of policy it is. For example, if a person commits suicide after two years have elapsed since the policy was created and the insured has provided full disclosure to the insurer, a claim may be paid. Additionally, some Texas insurers offer policies that will pay out benefits in the event of suicide within two years of policy inception if specific requirements are met. It is important to note that the specifics of these rules can vary from company to company, so it is important to read any policy documents carefully and consult with the insurer directly if there are any questions.