If you've just been in an accident, the last thing you want to do is spend hours on the phone with your insurance provider. If you're like most people, though, that's exactly what happens. The good news is that there are ways to make this process easier—and even get back on the road again faster than expected.
In this guide, we'll break down what a smash repairs is and how it works so that you can understand exactly what goes into fixing your car after an accident. We'll also explain why it's important for consumers to be aware of their rights when filing a claim with their insurance providers. read more..
The process of a smash repair
If you're in an accident and need to get your car fixed, there are some steps you can take to get it done right. First, make sure that everyone involved in the accident is okay--if someone's hurt or otherwise distressed, call 911. Then call up your insurance company and let them know what happened (you'll probably have their number programmed into your phone already).
They'll tell you whether or not they cover smash repairs for this kind of incident (many do), and give advice as needed on how best to handle things from there. If possible, try not to move any vehicles after an accident until police arrive on scene; otherwise, take pictures before moving anything around so that the damage can be assessed later by an adjuster or mechanic
How you can prepare for your smash repair
When you're in the unfortunate position of having had your car smashed, there are some things you can do to prepare for the repair.
- Have the right information at hand: Make sure that you have your car registration number, driver's licence and insurance details ready. This will make it easier for both our team and the police to process any claim.
- Know what it costs: It may be a good idea to check out how much others paid for similar repairs before deciding on a price with us or another smash repairer (you could also call around). We'll take into account that this is an estimate rather than an exact amount when we come up with a quote later on in this guide!
The cost of a smash repair
The cost of a smash repair depends on the damage, but you can save money by shopping around and comparing quotes.
If you have comprehensive insurance, it's likely that your insurer will cover the cost of repairs. However, they may only offer to pay for part or none of the bill if they determine that your vehicle was not being driven safely at the time of impact (e.g., speeding).
If this is the case with your insurer, there are still ways to save money:
- Shop around for better quotes from other garages or repair shops in your area; they may be able to provide higher quality workmanship at lower prices than those quoted by your current garage/shop--and some might even be willing to match competitors' prices!
- Negotiate with your insurer over whether their estimate should include certain parts like new windscreens or bumpers; remember: these are extras which mean extra expense!
We hope this guide has helped you understand the process of smash repairs. As we mentioned before, it's just one part of the car insurance claim process and can be complicated if there are other issues involved. However, with our tips on how to prepare for your smash repair and what kind of costs you should expect from various types of damage, we hope that your experience will be as easy as possible!