Getting the best rewards credit cards with no annual fee helps you to achieve your milestone by saving money and getting rewards on your daily spending. In this article, we're going to check out some of the best rewards credit cards with no annual fee, their benefits, and tips on how you can earn more rewards while spending on your daily spending.
5 Best Rewards Credit Cards with No Annual Fee
Axis Bank My Zone Credit Card
Axis Bank My Zone Credit Card is a lifetime free credit card, and this is one of the best rewards credit cards with no annual fee. Cardholders will get 4 RPs for every Rs. 200 spent with the card. Also, they will get 15% discount at partner restaurants with dining delights and flat Rs. 120 off on food orders with Swiggy.
Amazon Pay ICICI Bank Credit Card
This is a shopping and yet another great card for best rewards credit cards with no annual fee, which provides benefits for shopping on Amazon.in and other merchants. Get 5% cashback on Amazon purchases for prime members 3% cashback for non-prime members, 2% cashback on partner brands, and 1% cashback on all other payments except fuel purchases.
Bank of Baroda (BoB) Prime Credit Card
This lifetime free credit card is also well known for best rewards credit cards with no annual fee, which rewards 4RPs on every Rs. 100 spent. Also, you will get insurance coverage of personal accidents, and fuel benefits with the Bank of Baroda (BoB) Prime Credit Card. You can also redeem your earned RPs on several categories at 1 RP = Re. 0.25.
Myntra Kotak Credit Card
The Myntra Kotak Credit Card is a shopping card that offers rewards and benefits for shopping on Myntra and other merchants. You can earn 7.5% cashback on Myntra purchases and 1.25% cashback on all other spends. Additionally, you can get a Rs. 500 Myntra voucher on your first transaction using the card.
AU Bank Altura Credit Card
The AU Bank Altura Credit Card is a lifetime free credit card that offers a variety of rewards and benefits. You can earn 1 reward point for every Rs. 100 spent on the card, and you can redeem your points for cashback or gifts. The card also comes with a fuel surcharge waiver on transactions between Rs. 400 and Rs. 5,000 at any petrol pump in India.
Tips to Get Best Rewards Credit Cards with No Annual Fee
- Compare different cards:Before choosing a card, compare different options to see which one offers the best rewards for your spending habits.
- Look for sign-up bonuses: Many cards offer sign-up bonuses that can help you earn more rewards in the first few months.
- Check for restrictions:Some cards may have restrictions on where and how you can earn rewards, so make sure to read the terms and conditions carefully.
- Pay your bills on time:Late payments can result in fees and penalties, which can reduce the value of your rewards.
- Monitor your spending:Keep track of your spending to ensure that you're earning the maximum rewards possible.
Conclusion
Getting the best rewards credit cards with no annual fee can help you earn rewards and save money on your daily expenses. With the right card, you can earn cashback, points, and other benefits for every dollar you spend. When choosing a card, make sure to compare different options, check for sign-up bonuses and restrictions, and pay your bills on time. With these tips, you can maximize your rewards and get the most out of your money.
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