Craftsmen and small businesses insurance: why have it

Craftsman and small business insurance: what it is and why you need it

Great protection for smaller businesses (that don't want to stop growing): that's why you should take out insurance for artisans and small businesses

Today we want to talk about a fundamental protection for the real engine of the country. In fact, in this post we will talk about artisan and small business insurance, insurance coverage of primary importance for a huge slice of the economy. As recalled by the General Confederation of Craftsmen, in our peninsula there are as many as 4.1 million micro-companies, and therefore entrepreneurial activities that have fewer than ten employees. This is a very high number, equal to 95% of the total number of active companies in Italy: all together, these micro-companies employ over 7.5 million citizens (whereas, on the other hand, large companies employ "only" 3, 8 million citizens). To say that small business health insurance for travel and artisans are the beating heart and muscles of the Italian economy, in short,

Most likely, if you have landed on this article dedicated to insurance for small businesses and craftsmen, you know very well all the responsibilities and risks that small business owners face. Every single success is the result of commitment, experience and a lot of sweat, and practically nothing is given to you: much better to protect everything you have built and will build with a good small business policy!

But what is it about?

What is artisan and small business insurance?

Craftsmen and small businesses insurance is a policy specifically designed to insure risks relating to the company. It is therefore a multi-risk policy, created to protect the company against all obstacles that can partially or totally compromise the business. A good policy for small businesses, of course, protects the business as a whole, thus protecting both the owner and the collaborators, as well as the products and services offered.

Craftsmen and small businesses insurance: why have it

Policy for craft businesses and small businesses: what does it cover?

Small businesses and artisans face a long series of risks every day. Hence, therefore, the breadth of coverage of insurance for small businesses and artisans. Our insurance solution for small businesses covers damage to property, for example caused by fire, lightning, gas, consequential damages and so on. The policy for small businesses also includes civil liability , with the insurance therefore going to cover damages involuntarily caused to third parties. Other risks covered by craftsmen's insurance are theft, of tangible assets even if owned by third parties, as well as catastrophic events, to therefore go to cover the damages related to earthquakes, floods and inundations. Furthermore, craftsmen and small businesses insurance covers property damage caused by electrical and electronic faults, offers digital protection and after-sales service, as well as valuable income protection. This means, for example, that the company protection policy can intervene to cover damages relating to the forced inactivity of the company following accidents, thefts, catastrophic events and so on.

Why take out insurance for small businesses and craftsmen

It is easy to understand the importance of a policy to protect micro-enterprises, small businesses and craft businesses: in this reality they face many different risks, and it takes very little to partially or totally compromise their well-being. A small mishap, an unforeseen event, sudden damage to which, for example, the interruption of business for days or even weeks could be added: insurance of this type is essential to be able to work with serenity, knowing you can count on concrete support in case of small and big emergencies.