Social Security Disability benefits can be a lifeline for individuals who are unable to work due to a disability. However, the process of securing these benefits is often complex and challenging. While age is just one of many factors considered in a disability case, individuals under the age of 50 often face unique obstacles in their pursuit of Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) benefits.
In this blog, we explore some of the reasons why it can be difficult to win a Social Security Disability case if you're under age 50.
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Longer work history requirements
One of the primary criteria for obtaining Social Security Disability benefits is meeting the work credits requirement. Generally, the younger you are, the fewer work credits you need to qualify. However, this can be a disadvantage for individuals under 50, especially those who entered the workforce later or had intermittent work history due to pursuing education or raising a family. As a result, they may not have accumulated enough work credits to meet the eligibility criteria, making it challenging to secure the benefits they need.
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Less severe medical conditions
The Social Security Administration (SSA) evaluates disability claims based on the severity of the medical condition and its impact on an individual's ability to work. For individuals under 50, proving the severity of their medical condition can be more difficult because they are often expected to be more resilient and adaptable to vocational changes. The SSA may argue that younger claimants should be able to find work in less physically demanding or skilled occupations, even with their disabilities.
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Transferable skills and education
Another obstacle for claimants under 50 is the consideration of transferable skills and education. The SSA examines whether an individual can adapt their skills to perform other types of work. Younger claimants may have acquired skills that the SSA deems transferable, making it harder to convince the administration of the extent of their disability and its impact on their ability to find gainful employment.
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Medical-vocational guidelines
The SSA utilizes a set of rules called "Medical-Vocational Guidelines" (commonly known as the "grid rules") to evaluate disability claims. These guidelines take age into account when determining a person's ability to work. The SSA may be less lenient with younger claimants, assuming they can retrain or find new employment more easily than older individuals. As a result, younger claimants might find themselves facing a more stringent evaluation, which can hinder their chances of approval.
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Presumption of future employability
In some cases, the SSA might assume that a person under 50 has the potential to recover from their disability and return to work in the future. This presumption can result in the denial of benefits, even if the individual's current disability significantly impedes their ability to work. Overcoming this presumption can be an uphill battle for younger claimants.
While winning a Social Security Disability case is never an easy process, individuals under the age of 50 often face additional hurdles due to specific factors that the SSA considers during the evaluation. From longer work history requirements to the assumption of future employability, the road to securing SSDI or SSI benefits can be tough for this age group. It is crucial for claimants to seek experienced legal representation, gather strong medical evidence, and effectively demonstrate the extent of their disabilities to increase their chances of a successful outcome
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