AARP LIFE AND FINAL EXPENSE INSURANCE

AARP Life Insurance offers you life and final expense insurance plans through New York Life Insurance Company at affordable prices. When you need a good senior life insurance policy with the right benefits, AARP's final expense insurance plan may be your answer. Developed by New York Life Insurance Company, AARP's 50+ life insurance plan will provide your beneficiaries with invaluable financial peace of mind should you pass away unexpectedly.

Why Choose AARP Life Insurance?

AARP Insurance offers seniors a number of final expense life insurance policies to choose from including: Term Life Insurance, Whole Life Insurance and Guaranteed Life Insurance.

Some Of The AARP Whole Life Insurance Benefits And Requirements Include:

The prospective policy holder must be between 25 and 85 years of age

Flexible coverage plans starting at $3,000 and going up to $50,000

No medical exam required to qualify

Additional accidental death benefit

Premiums are guaranteed not to change for health reasons

Designed to cover your funeral and burial expenses

It's always a good idea to compare AARP's final expense insurance quotes with those of other higher-rated life insurance companies. On our website we have many options with the help of our life insurance calculators .

AARP Life Insurance Plans

AARP offers 3 guaranteed life insurance plans for people to choose from:

AARP Term Life Insurance

This AARP life insurance policy offers protection to people between the ages of 50 and 74. For this policy, future insureds are not required to pass a medical exam; they are only required to submit certain documentation and health-related information so that they can quickly qualify for coverage.

This form of life insurance coverage provides policyholders with up to $100,000 of term life insurance. For those looking for a low monthly life insurance payment, AARP term life insurance may be the right choice. As long as you make your monthly insurance payments on time, your policy will remain active until your death, or until you reach age 80. However, it is very important to know that this type of Term Life insurance does not guarantee level premiums, and your monthly payment will increase every 5 years. This is one of the disadvantages of taking out group life insurance. For all these reasons, we do not recommend this type of insurance to cover final expenses. See the AARP Term Life Insurance Rate Guide for more details.

AARP Permanent Life Insurance

AARP Funeral Insurance is permanent life insurance available to AARP members between the ages of 50 and 80. If you want coverage, you only need to answer three questions about your health on the application. This type of whole life insurance is a convenient way to help surviving family members cover medical expenses and pay for funeral expenses. Also, the cash value accumulated in this type of policy can be used to cover overdue life insurance payments or for emergencies.

However, you should keep in mind that an AARP final expense insurance policy (permanent life insurance) does not guarantee premium leveling and your monthly cost may increase in the near future. Also, for the first two years, New York Life reserves the right to cancel your permanent life insurance policy if your application contains inaccurate information about your medical history. That's why it's so important to do some research and select the most appropriate final expense insurance plan that fits your needs and https://finalexpenserate.com/final-expense/ffordability.

AARP Guaranteed Life Insurance

Like permanent life insurance, this type of insurance will last a lifetime with protection up to $20,000, but with a 2-year wait. Also, there is no physical exam and premiums do not go up over time. Although there are no health questions, an additional charge for mortality risk is included. Comparing AARP guaranteed whole life insurance is easy enough, thanks to our Guaranteed Whole Life Calculator.. We offer many comprehensive guaranteed life plans with the best insurance companies. Just write in the amount of coverage you want, your age, your state and choose one of our products to get all the information and a free estimate. Once you decide which one to select, you can apply online and get approved in as little as 48 hours.

*Important: We do not represent AARP Life Insurance or its affiliates. This article is for informational and comparative purposes only.